be your own boss. Through our ongoing commitment, participants in PFA programs can be the first and best choice for all their clients' borrowing needs. We pride ourselves in making available exclusively through our participants, an ongoing variety of alternatives that are NOT available through the more traditional lending institutions, like the local banks or savings & loan associations. PFA - Professional Financial Associates was established in 1978 to provide a variety of different types of credit related services to individuals and professionals throughout the United States. Through our.